ODYSSEY Magazine | Autumn Edition 2016

In this edition of Investment Solutions magazine, we take a look at strategies to help you make the most of the end of the financial year. There are a range of ways to access income through your investments and we discuss some options that may be suitable for you. BT Financial Group Chief Economist, Chris Caton, provides an update on the wellbeing of the Australian economy. Finally, we share some signs you’re in need of a career change and highlight 5 key steps to help you realise the move.
From our team, we wish you and your family a safe and happy Easter. For a full version of our newsletter, please click here  Investment Solutions Magazine Autumn 2016

Until next time – happy reading.

ODYSSEY Magazine | Summer Edition 2015-16

In this edition of Investment Solutions, we take a look at the Australian property market and now things could be shaping up the years ahead.

With interesting rates at historically low levels, we discuss different options to position your portfolio and maximise returns.

In our economic outlook, we hear from prominent economists to understand if Australia is heading into recession.

Planning a holiday? We share 5 ideas that can help you get there without all the financial stress.

From our team, we wish you and your family a safe and happy new year. For a full version of our newsletter, please click here. Until next time – happy reading.

 

Can you afford not to have Trauma cover?

The daffodil is Australia’s symbol of hope. Each year, the iconic yellow flower blooms for Daffodil Day; one of Australia’s best known and most popular fundraising events.

Every day, around 350 Australians are diagnosed with cancer. But every day there is more reason for hope than ever before. Cancer research is discovering new and better treatments, cancer prevention campaigns are working and support for those affected by cancer is improving all the time. But with figures shockingly this high, it’s likely we’ll all be touched by cancer, either personally, or through a friend or family member.

Daffodil Day raises much needed funds for Cancer Council to continue its honorable work in cancer research, providing patient support and prevention programs for all Australians. However, organisations like Cancer Council also need your support. You can help this year by selling Daffodil merchandise, hosting a yellow morning tea or simply by spreading the message on social media.

Today is Daffodil Day. And we encourage everyone to get involved, in the hope that one day, we will find a cure. To make a donation or to find out more, please visit www.daffodilday.com.au

Can you afford not to have Trauma cover?

Life is full of surprises. From marriage and kids to travel and promotions, there are so many adventures to be had. However, for some of us, life’s little joys can be interrupted by sudden illness. Even the healthiest people are diagnosed with illnesses they have little chance of preventing – like cancer.

If this does happen, we understand this time can be extremely difficult. Ideally, you should be focusing on your health and recovery, not monetary problems. Trauma cover can help by providing a lump sum payment that you can use any way you like to help ease any financial pressure. You can reduce your mortgage, pay for specialist medical care, travel, or cut back at work so you can spend more time with the family.

For further information about protecting your future, please contact us via email at admin@ofm.com.au or by calling us on 1300 761 669. And in the meantime, please support Daffodil Day.

ODYSSEY Magazine | Winter Edition

With oil prices dipping in the first half of the year, we investigate what this means for investments. We also discuss how you can ensure you and your loved ones are protected should one of your children suffer an illness. We show how Child Protection allows you the breathing space to be there for your family when they need you most. Piers Bolger, Head of Portfolio Management – eQR Securities, provides us with his regular Market Update, looking at performance both at home and globally. Finally, we discuss the elusive work-life balance so many Australians struggle to attain and arm you with five tips to achieving it.

For a full version of our newsletter, please click here. Until next time – happy reading.

Federal Budget Update ’15

It’s no news that the 2015 Federal Budget was delivered yesterday – Compared to prior years, the 2015 Federal Budget was comparatively light on in its content.

Many of the announcements made on 12 May 2015 had been announced in some detail in the lead up to the Budget, and there really weren’t any hidden surprises. The Government has again promised that “there will be no new taxes on superannuation under this Government, and certainly there were no changes announced on Budget night. This should provide you with a level of comfort that the superannuation system will have a degree of stability for the next couple of years. In fact, the only superannuation announcement of note was a positive move to allow those suffering a terminal illness to access their superannuation savings earlier.

In many previous Budgets, it has been possible to group the announcements into three broad categories – taxation, superannuation and social security. This year’s Budget however provided a change, with the key categories of change being for small businesses, families and pensioners. For small businesses, there were a number of tax concessions

To give you more insight into the announced measures and when they might take effect, we have created a Federal Budget Overview.

If you would like to find out more about how this might relate to your personal circumstances, please do not hesitate to contact us via email 
at info@ofm.com.au or by calling us on 1300 761 669.

Discover how the inner circle can help you. Contact us today for a financial consultation.

This information is of a general nature only and has been provided without taking account of your objectives, financial situation or needs.
Because of this, you should consider whether the information is appropriate in light of your particular objectives, financial situation and needs.
Odyssey Financial Management is an authorised representative of Total Financial Solutions Australia Limited.